:root{--navy:#071827;--blue:#0b4f82;--gold:#f4ad24;--soft:#f3f6f8;--ink:#15212a;--muted:#647480}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,sans-serif;background:var(--soft);color:var(--ink)}.policy-nav{background:var(--navy);padding:15px 0;position:sticky;top:0;z-index:20;box-shadow:0 5px 20px #0002}.policy-nav .container{display:flex;align-items:center;justify-content:space-between;gap:20px}.policy-brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font-weight:800;min-width:0}.policy-brand>span{width:42px;height:42px;display:grid;place-items:center;background:var(--gold);color:var(--navy);clip-path:polygon(50% 0,100% 25%,100% 75%,50% 100%,0 75%,0 25%);flex:0 0 42px}.policy-brand>div{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.policy-brand small{display:block;color:#9eb0bc;font-size:.5rem;letter-spacing:.2em;margin-top:5px}.back-home{border:1px solid #ffffff2b;border-radius:7px;color:#d9e1e6;text-decoration:none;padding:10px 15px;font-size:.78rem;font-weight:700;white-space:nowrap}.back-home:hover{color:#fff;border-color:#ffffff66}.policy-hero{background:linear-gradient(110deg,#071827,#123c5a);color:#fff;padding:75px 0;position:relative;overflow:hidden}.policy-hero:after{content:'';position:absolute;width:420px;height:420px;border:75px solid #ffffff07;border-radius:50%;right:-100px;top:-180px}.policy-label{display:inline-flex;gap:8px;align-items:center;color:var(--gold);font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.14em}.policy-hero h1{font-size:clamp(2.3rem,5vw,4.5rem);font-weight:800;letter-spacing:-.045em;max-width:850px;margin:18px 0}.policy-hero>div>p{color:#b9c6ce;max-width:680px;line-height:1.8}.policy-meta{display:flex;flex-wrap:wrap;gap:28px;margin-top:28px;color:#c9d2d8;font-size:.76rem}.policy-meta span{display:flex;gap:8px;align-items:center}.policy-meta i{color:var(--gold)}.policy-main{padding:60px 0 90px}.policy-main>.container{max-width:1000px}.policy-intro{display:flex;gap:16px;align-items:flex-start;background:#fff8e9;border:1px solid #ecd296;border-radius:10px;padding:20px 24px;margin-bottom:26px;color:#655024}.policy-intro i{color:#ad7507;font-size:1.2rem}.policy-intro p{margin:0;line-height:1.7}.policy-accordion{display:flex;flex-direction:column;gap:14px}.policy-accordion .accordion-item{border:1px solid #dde4e9;border-radius:11px!important;overflow:hidden;box-shadow:0 6px 22px #07182708}.policy-accordion .accordion-button{gap:16px;padding:19px 24px;background:#fff;color:var(--navy);font-weight:800;box-shadow:none}.policy-accordion .accordion-button:not(.collapsed){background:#edf5fa;color:#0a4b79}.chapter-num{width:38px;height:38px;border-radius:8px;background:var(--blue);color:#fff;display:grid;place-items:center;flex:0 0 38px;font-size:.72rem}.accordion-button:not(.collapsed) .chapter-num{background:var(--gold);color:var(--navy)}.accordion-body{padding:28px 32px;color:#35444e;line-height:1.75}.accordion-body h3{font-size:.78rem;color:#0a568c;text-transform:uppercase;letter-spacing:.08em;font-weight:800;margin:10px 0 12px}.accordion-body p{font-size:.9rem}.accordion-body ul,.accordion-body ol{padding-left:0;list-style:none;display:grid;gap:8px}.accordion-body li{background:#f5f7f8;border-left:3px solid #2774a8;border-radius:5px;padding:10px 14px;font-size:.88rem}.accordion-body ol{counter-reset:steps}.accordion-body ol li{counter-increment:steps}.accordion-body ol li:before{content:counter(steps) '. ';font-weight:800;color:#0a568c}.schedule{display:grid;grid-template-columns:1.2fr repeat(3,1fr);background:#f2f5f7;border-radius:8px;overflow:hidden;margin:12px 0 18px}.schedule>*{padding:13px;border-right:1px solid #dce3e7;font-size:.8rem}.schedule b{background:var(--navy);color:#fff}.policy-callout,.policy-danger{padding:17px 20px;border-radius:8px;margin:10px 0 20px;font-size:.88rem}.policy-callout{background:#fff7e5;border-left:4px solid var(--gold)}.policy-danger{background:#fff0f0;border-left:4px solid #c7302b;color:#7e2420}.policy-ack{display:flex;gap:22px;align-items:center;background:var(--navy);color:#fff;border-radius:12px;padding:32px;margin-top:35px}.policy-ack>i{font-size:2.5rem;color:var(--gold)}.policy-ack h2{font-size:1.25rem;margin:0 0 8px}.policy-ack p{margin:0;color:#aebcc5;font-size:.88rem}.policy-footer{text-align:center;background:#05131e;color:#8e9ba4;padding:28px;font-size:.75rem}@media(max-width:600px){.policy-nav .container{padding:0 14px}.policy-brand>div{max-width:145px}.policy-brand{font-size:.8rem}.policy-brand small{font-size:.4rem}.back-home{font-size:0;width:42px;height:42px;display:grid;place-items:center;padding:0}.back-home i{font-size:1rem}.policy-hero{padding:55px 0}.policy-main{padding:38px 0 60px}.policy-intro{padding:17px}.policy-accordion .accordion-button{padding:15px;font-size:.88rem}.chapter-num{width:34px;height:34px;flex-basis:34px}.accordion-body{padding:22px 17px}.schedule{grid-template-columns:1fr}.schedule>*{border-right:0;border-bottom:1px solid #dce3e7}.policy-ack{align-items:flex-start;padding:24px 20px}.policy-ack>i{font-size:1.8rem}}